Legal disclosures and all terms and conditions pertaining to Settled In Pty Ltd T/A The Online Beginner’s Hub and the use of can be found below and on the following pages.


Copyright Notice

Copyright © Settled In Pty Ltd. All Rights Reserved

All files and information contained in this Website are copyright by Settled In Pty Ltd, and may not be duplicated, copied, modified or adapted, in any way without our written permission. Our Website or Blog may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos.

Your use of our Website does not constitute any right or license for you to use our service marks or trademarks, without the prior written permission of Settled In Pty Ltd, Our Content, as found within our Website, Blog and Services, is protected under United States and foreign copyrights. The copying, redistribution, use or publication by you of any such Content, is strictly prohibited. Your use of our Website or does not grant you any ownership rights to our Content.


Online behavioural advertising

This website participates in online behavioural advertising

Online behavioral advertising (‘OBA’) is defined as the practice of collecting “data from a particular computer or device regarding Web viewing behaviors over time and across Non-Affiliate Web sites for the purpose of using such data to predict user preferences or interests to deliver advertising to that computer or device based on the preferences or interests inferred from such web viewing behaviors.” The purpose of OBA is to deliver relevant advertising to specific computers or devices in ways that enrich the consumer online experience.

As a visitor or customer of this website, you have the means to exercise choice regarding the collection and use of your data for online behavioral advertising purposes.

Click on the following link for more information and to exercise these choices:


Disclosure for a review of a product or service

Some of the products and services I’m going to use in this review were sent to me by their manufacturer or distributor at no charge. My opinions that I will share with you about these products or services are my own opinion, and not those of the manufacture or distributor.


Disclosure of material connection

You should assume the owner of this website and or blog has an affiliate relationship and or another material connection, to any suppliers of goods and services that may be discussed here, and may be compensated for showing ads or recommending products or services, or linking to the supplier’s website.


Opinion disclaimer

The views and opinions expressed on this website, and including comments from third parties, are those of the authors and do not necessarily reflect the official policy or position of Settled In Pty Ltd T/A The Online Beginner’s Hub. Any content provided by our bloggers or authors are of their opinion, and are not intended to malign any religion, ethic group, club, organization, company, individual or anyone or anything.


Video disclaimer

The views and opinions expressed in videos on this website do not necessarily reflect the official policies or positions of Settled In Pty Ltd. The content and opinions contained in videos are not intended to malign any religion, ethic group, organization, company or individual.

Settled In Pty Ltd makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability or suitability with respect to any content contained within Video. Video is for entertainment purposes only. Viewers should not rely on any information contained within Video.

Settled In Pty Ltd is not responsible for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from viewing video.